or 305.330.4392  


Home Page

 

 

a drawing of a face Auto Insurance Home Insurance Life Insurance Commercial Insurance

Home > Renters Insurance Home
  • Main Menu
    • Home Page
    • Secure File Area
    • File a Claim
    • Make a Payment
    • Refer a Friend
    • Join Our Newsletter
    • Important Files
    • Insurance Glossary
    • Frequently Asked Questions
    • View our Blog
    • Location Map
    • Employee Directory
    • Contact Us
    • About Us
    • Privacy Policy
  • Content Pages
    • 401k
    • About Us
    • About Us Section
    • Annuities
    • Apartment Owners Insurance
    • Auto and Homeowners Insurance
    • Automobile
    • Aviation
    • Bonds
    • Business & Commercial
    • Church
    • Claim Information
    • Commercial Auto Insurance
    • Commercial Bond Insurance
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • Condo Association Insurance
    • Condominium
    • Construction
    • Contractors Insurance
    • Customer Service Forms
    • Cyber Liability Insurance
    • D & O Insurance
    • Daycare
    • Dental
    • Disability Insurance
    • Earthquake
    • Employee Benefits
    • Employment Center
    • Errors & Omissions
    • Farm
    • Final Expense
    • Financial Services
    • Fixed Annuity
    • Flood
    • General Liability Insurance
    • Group Health
    • Header
    • Health
    • Healthcare Reform
    • High Value Home Insurance
    • Home Page
    • Home Page Content
    • Home Page Header Override
    • Homeowners
    • Hotel
    • Insurance
    • JavaScript Footer
    • Jewelry Insurance
    • Life
    • Life & Health Insurance
    • Limousine
    • Liquor Based Business
    • Long-Term Care Insurance
    • Malpractice
    • Medicare
    • Medigap Insurance
    • Meta Tags
    • Mobile Home Insurance
    • Mobile Website Header
    • Motorcycle
    • Nightclub
    • Non Profit Insurance
    • Off-Road Vehicles Insurance
    • Oil & Gas
    • Other
    • Partners Page
    • Personal Lines
    • Personal Umbrella Insurance
    • Pet Insurance
    • Privacy Policy
    • Professional Liability Insurance
    • Quote Forms
    • Real Estate Insurance
    • Recreational Vehicle
    • Referral Form
    • Rental Property Insurance
    • Renters
    • Restaurant
    • Restaurant, Bar, & Tavern Insurance
    • Retirement Plans
    • robots.txt Supplement
    • School
    • Senior Living
    • Special Events Insurance
    • Specialty Automobile
    • SR-22 Insurance
    • Stylesheet Supplement
    • Supplemental
    • Surety Bond
    • Tax
    • Term Life Insurance
    • Testimonials
    • Toy Vehicles
    • Travel
    • Trucking
    • Umbrella
    • Universal Life Insurance
    • Variable Life Insurance
    • Vision
    • Watercraft & Boat
    • Whole Life Insurance
    • Windstorm
    • Workers Compensation
  • Automobile
    • Automobile Insurance Home
    • Request ID Card for Auto Policy
    • Request Declaration and Coverages Page for Auto Policy
    • Add Vehicle to Existing Auto Policy
    • Auto Accident Claim
    • Auto Quote Form (short)
  • Homeowners
    • Homeowners Insurance Home
    • Homeowners Insurance Quote
    • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
  • Renters
    • Renters Insurance Home
    • Renters Insurance Quote
  • Business & Commercial
    • Business & Commercial Insurance Home
    • Request ID Card for Commercial Auto Policy
    • Request Declaration and Coverages Page for Commercial Auto Policy
    • General Liability Quote Form
    • Builders Risk
  • Life
    • Life Insurance Home
    • Life Insurance Quote

Renters Insurance


Renters Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Renters Quote Form

Renters Insurance Information

With renters insurance, you will be able to replace what is damaged or stolen.

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

If you are forced out of your home because of a disaster your additional living expenses will be covered.

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Decide How Much Insurance You Need.

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.
HomeAbout UsGet A QuoteContact Us
9053 Estate Thomas Suite 107 | St Thomas, USVI 00802 | 340.776.1906 | Fax: 888.467.4612 Powered by Insurance Website Builder